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Crude futures slide more than $5, under $120
U.S. crude futures tumbled more than $5 and dropped below $120 a barrel on Monday as signs of increased OPEC output and economic slowdown trumped concerns about a tropical storm in the Gulf of Mexico and Iran's nuclear program dispute with the West.

Three Funds That Went from Relatively Safe to Highly Risky
It's fair to say that the topic of risk has taken center stage again. Markets were exceptionally calm for several years before 2007, which dulled most market participants' perception of risk and led many to invest aggressively.

Can you still profit in a bear market?
In these uncertain times, the tried and true style of investing that has worked for years may be faltering.

Small- and Mid-Caps Trail
The stock market remains under pressure, as buyers remain on the sidelines.  The Nasdaq composite is underperforming the S&P 500, largerly due to weakness in small-cap names.

Aesop as a Guide to Investing
Mr. Pavlik says the best way to survive shocks like the credit-crunch-inspired bear market is to sock away portfolio protection through thick and thin, rather than concentrating on short-term gains like the feckless grasshopper in the Aesop fable.

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For many young couples, saving and investing are two things that are often relegated to a later date.

The excuses vary; "There are so many things that we need to buy right now", "We are both earning very little" or "We will start saving and investing when we grow older." But these excuses fly in the face of financial logic. You should start saving and investing the moment you get your first paycheck. You don’t need to start with huge amounts of money.

Since people earn different amounts, let us work with percentages. You can decide to be saving 10 per cent, invest another 10 per cent and use 40 per cent for rent, shopping, fare or fuel. You will still be left with an impressive 40 per cent. Remember, my assumption here is that both husband and wife are working.

SAVING DISCIPLINE

Several options exist for saving and investing. Apart from the ordinary savings account, you can open a fixed deposit account. If you discipline yourself to be putting money into this account every month, you will be surprised at how fast it grows.

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